Damage Protection Insurance

Accidents Happen. But they don’t have to ruin a vacation.

Oak Island Accommodations is happy to offer damage protection insurance to our guests. This program offers you $1,500 in protection for accidental damage. Kids broke a lamp? Cracked a glass table? No Problem!

You do not have to purchase damage protection insurance, however, if you opt out Oak Island Accommodations will require a security deposit on all reservations. The cost of the security deposit is $1,000. The deposit is at the insistence of our owners, which prompted us to find what we feel is a better option for our guests.

Damage protection insurance is due with the first payment, but to ease the burden if you elect to pay a security deposit we will not collect the deposit until the final payment which is due 30 days prior to arrival. Following OIA’s standard security deposit schedule, all deposits will be returned within 45 days following departure.

Please feel free to give us a call today at 800-243-8132 with any questions about damage protection insurance, security deposits or Oak Island Accommodations’ offerings.